When you buy a new or preowned boat from Ingman Marine, you may see lower down payments and longer financing terms, resulting in lower monthly payments. Our finance team has the history, the financial knowledge and the expertise you’ll appreciate. Ingman Marine understands the speed and diligence needed to secure the right approval, all while protecting your new investment. Ask your sales person for a loan form today OR submit a pre-qualified credit approval through our online application, which will be used to find the right loan for you!
Purchasing a boat can feel like a dream come true, and with our flexible financing options, it’s more achievable than ever! We recognize that every boater has unique needs, which is why we offer a variety of loan terms and competitive rates tailored to fit your budget.
Boats represent significant investments, and financing is an effective way to manage costs by spreading payments over time. When evaluating monthly payment options, it’s essential to consider several key factors: the purchase price of the boat, the length of the loan, and the interest rate attached to it. By adjusting these variables, you might be pleasantly surprised at how manageable your monthly payments can be!
For example, selecting a longer loan term can lower your monthly payment, making it easier to fit into your budget—even though it may mean paying more interest over the life of the loan. On the other hand, a shorter loan term typically results in higher monthly payments but can save you money on interest in the long run.
Our experienced finance team is here to guide you through this process, ensuring a smooth and straightforward experience. We’re committed to helping you analyze different scenarios to enhance your boating experience while keeping your finances in check. Let us help you turn your boating dreams into reality!
Kick-start the process with our quick and easy credit approval application right from our website. Get pre-approved in minutes, with no effect on your credit score.
Successful credit pre-approval? Know what your dream boat is? Start shopping now, browse our new and pre-owned models or build your dream boat from scratch.
While we cannot guarantee financing, we have been able to secure loans for customers with below average credit scores in the past.
We strive for same day credit approvals Monday through Saturday; however, longer turnaround times may occur sometimes.
Our team would be glad to assist with our expertise in finding the best lending method for your purchase.
